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Planning your journey    
     
We will work with you to create a strategy to help meet your financial needs. This is accomplished through completing a Client Investment Profile that help us identify your tolerance to investment risk, capacity to loss and the risk level required to achieve your objectives.

This interactive approach leads to a better understanding of your circumstances and the ability to envisage how your objectives can be met. A bespoke approach offers an opportunity to maybe retain investments already held, especially those long standing investments with particular emotional attachments, for instance; inherited family owned shares.

Once we have established the investment risk you are willing to take, we will consider the funds available to achieve your objectives. One of the risks to any portfolio is that the objective is not realistic in relation to funds available and the risk you may be willing to take.

We therefore have created three investment styles to match differing needs:

Higher income - low growth objective - Aimed at investors who require the maximum natural income possible from their portfolio to support their day to day living and a lower focus for capital growth.

  Lower Income – higher growth objective Aimed at investors who require some income to supplement their salary or pension, however have a greater focus on capital growth.

Growth only objective Aimed at investors who do not require any income and are focused on growing their capital.

For more specific needs like long-term care and pension income drawdown, additional factors will be taken into consideration.

You will need to consider how you would like to engage with the investment process and we offer the following investment service levels:

Advisory Portfolio A service where the overall structure of the portfolio is advised on and suitable proposals are made from time to time. The portfolio is monitored on an ongoing basis and regular reporting is provided. Actions are only taken when advised and agreed on with you.

Discretionary Management A service where your portfolio is managed at discretion and where the Investment Manager will continuously monitor and make decisions on the composition of the portfolio, to ensure it is remains suitable.



 
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Contact our offices for investment advice and planning
 
 
Exeter Offices | Tel: 01404 598 373
Briar House, Clyst Honiton, Exeter, Devon, EX5 2LZ
Cheltenham Offices | Tel: 01242 807 455
6 Bath Mews, Bath Parade, Cheltenham, GL53 7HL
Colyton Offices | Tel: 01297578460 
The Mews, Queens Street, Colyton, Devon, EX24 6JU
Exmouth Offices | Tel: 01395 542 551 
32 Rolle Street, Exmouth, Devon EX8 2SH
 
 
 

Raymond James Investment Services Limited is a member of the London Stock Exchange and
is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3779657. Registered office: Broadwalk House 5 Appold Street London EC2A2AG. | RAYMOND JAMES is a registered trademark of Raymond James Financial, Inc. | Legal Disclosures
 
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